Last updated: 21 September 2026

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Introduction

Welcome to Fartelj Enterprises.

These Terms of Service (“Terms”) govern your access to and use of farteljenterprises.com (the “Website”) and the services made available through it.

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Fartelj Enterprises provides an online publication, a business club, and online education, including digital courses and related learning materials.

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The Website and its related services are operated by NMAJ Atelier s.p., as identified in the Company Information section below. All transactions conducted through the Website are processed through NMAJ Atelier s.p.

By accessing the Website, creating an account, purchasing a service, or otherwise using our services, you agree to these Terms. If you do not agree, you must discontinue use of the Website and its services.

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Company Information

The Website is managed by:

Website Manager: Alexij Kegelj Fartelj

Contracting and Transaction Entity:

NMAJ Atelier s.p.
Panonska ulica 5
9000 Murska Sobota
Slovenia

Registered with AJPES Slovenija
VAT number: SI98664280

Website: farteljenterprises.com
Email: info@farteljenterprises.com
Phone: +386 41 908 607

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For the purposes of these Terms, “we,” “us,” and “our” refer to NMAJ Atelier s.p., which operates the Website and handles transactions made through it.

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Our Services

Fartelj Enterprises provides the following services:

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3.1 Online Publication

The Website may publish articles, commentary, research, educational materials, and other written or digital content relating to business, professional development, and related subjects.

Publication content is provided for general informational and educational purposes. It is not a substitute for professional advice tailored to your circumstances.

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3.2 Business Club

The Website may provide access to a business club offering community features, professional content, discussions, resources, events, or other membership benefits.

Specific membership benefits, fees, access periods, and conditions may be described on the relevant membership or purchase page. Where additional terms apply to a particular membership, those terms should be read together with these Terms.

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3.3 Online Education and Courses

The Website may offer online courses, lessons, educational materials, and related digital learning services.

Course descriptions, included materials, access conditions, and applicable fees will be presented on the relevant course or purchase page.

Course completion does not automatically provide a professional qualification, accreditation, or certification unless this is expressly stated in the relevant course description.

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Eligibility and Acceptable Use

You must be at least 18 years old to use the Website and its services. By using the Website, you represent that you meet this requirement.

You are responsible for ensuring that anyone accessing the Website through your internet connection complies with these Terms.

You must not use the Website or its services:

• In violation of applicable laws or regulations.

• To commit fraud or engage in deceptive, abusive, or harmful conduct.

• To interfere with the Website’s operation, security, availability, or accessibility.

• To attempt unauthorized access to accounts, systems, or data.

• To distribute malware, spam, or other harmful material.

• To misuse, copy, distribute, or exploit our content without authorization.

We may restrict or suspend access where we reasonably believe that a user has violated these Terms or poses a risk to the Website, other users, or our operations.

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Accounts and Access

Certain services may require you to create an account or provide information to access them.

You are responsible for providing accurate information and keeping your login credentials confidential. You must notify us if you become aware of unauthorized access to your account.

Accounts and access rights are personal to the user unless the relevant service expressly provides otherwise. You must not share, transfer, sell, or otherwise make your account or paid access available to unauthorized persons.

We may suspend or restrict an account where necessary to protect the Website, enforce these Terms, or address suspected misuse.

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Purchases, Payments, and Invoicing

All transactions made through the Website are conducted through NMAJ Atelier s.p.

Prices, payment terms, and any applicable access conditions will be displayed on the relevant purchase page or otherwise communicated before purchase.

Unless expressly stated otherwise, prices are stated in euros. Applicable taxes, including VAT, will be handled in accordance with the relevant transaction and applicable law.

Where a purchase is made by a business customer, the customer is responsible for providing accurate invoicing and business details where required.

A purchase is subject to the terms presented at the time of the transaction, together with these Terms.

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Digital Services and Membership Access

Access to digital content, courses, and membership services may depend on the service purchased and the access period or conditions specified at the time of purchase.

We may update, improve, reorganize, or replace content and features as part of the ongoing operation of our services. We will make reasonable efforts to maintain the services described on the relevant purchase page.

We do not guarantee that every service, feature, or item of content will remain available indefinitely unless a specific commitment has been expressly made.

Any applicable cancellation, withdrawal, refund, or access-termination conditions will be governed by the terms presented for the relevant purchase and applicable law.

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Intellectual Property

Unless otherwise stated, the Website and its content—including articles, course materials, text, images, graphics, logos, videos, designs, and other materials—are owned by or licensed to NMAJ Atelier s.p. or the relevant rights holder and are protected by applicable intellectual property laws.

You may access and use the content for your own personal or internal business purposes, subject to these Terms and any specific conditions attached to the relevant service.

Unless you have our prior written permission or are otherwise legally entitled to do so, you must not:

• Reproduce or republish our content.

• Distribute, sell, sublicense, or commercially exploit our materials.

• Copy, modify, or create derivative works from our materials.

• Share paid course materials or membership-only content with unauthorized persons.

• Remove copyright notices or other ownership information.

Purchasing access to a course, publication, or membership does not transfer ownership of the underlying intellectual property.

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Third-Party Websites and Services

The Website may contain links to third-party websites, platforms, or services.

These third parties operate independently of us. We do not control and are not responsible for their content, availability, security, terms, or privacy practices.

Accessing third-party websites or services is at your own discretion. You should review their applicable terms and policies before using them.

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Information and Educational Disclaimer

Content provided through Fartelj Enterprises is intended for general informational and educational purposes.

Although we aim to provide content that is accurate, useful, and professionally prepared, we do not guarantee that all content is complete, current, error-free, or suitable for every purpose.

You are responsible for evaluating the relevance of the information to your circumstances and for decisions you make based on it.

Financial and Investment Information

Any financial projections, calculations, models, or business analyses—including DCF, IRR, ROI, and similar measures—are illustrative and depend on the assumptions and data used.

They do not constitute financial, investment, legal, tax, or other professional advice. They are not guarantees or predictions of actual results, returns, or future performance.

You should obtain appropriate independent professional advice before making significant financial or investment decisions.

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Disclaimer of Warranties

To the extent permitted by applicable law, the Website and its services are provided on an “as is” and “as available” basis.

We do not guarantee uninterrupted availability, error-free operation, or that the Website or its content will meet every user’s requirements.

Nothing in these Terms excludes or limits any warranty, right, or protection that cannot lawfully be excluded or limited under applicable law.

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Limitation of Liability

To the extent permitted by applicable law, NMAJ Atelier s.p. shall not be liable for indirect, incidental, special, consequential, or exemplary losses arising from or related to the use of the Website or its content, including loss of profits, business opportunities, goodwill, data, or anticipated savings.

To the extent permitted by applicable law, our total liability for claims arising from or relating to these Terms or the Website shall not exceed the amount paid by you to us for the specific service giving rise to the claim.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law, including liability that cannot lawfully be excluded or limited.

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Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses, liabilities, and reasonable costs arising directly from your unlawful use of the Website, your violation of these Terms, or your infringement of another party’s rights.

This section does not apply to the extent that the relevant loss was caused by our own acts or omissions or where such responsibility cannot lawfully be transferred to you.

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Changes to the Website or These Terms

We may update the Website, its services, and these Terms from time to time.

The updated Terms will be published on the Website with a revised “Last updated” date. Changes will apply from the date indicated in the updated Terms, subject to applicable law and any requirements for notice or consent.

Your continued use of the Website after updated Terms take effect constitutes acceptance of those changes where such acceptance is legally effective. If you do not agree with the updated Terms, you must stop using the affected services.

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Suspension and Termination

We may suspend or terminate access to the Website or a particular service where reasonably necessary due to a violation of these Terms, security concerns, misuse, or operational requirements.

Where appropriate and legally required, we will provide notice or an opportunity to address the issue.

Termination or suspension does not remove any payment obligations or other rights and responsibilities that arose before termination. Any rights relating to refunds, cancellations, or continuing access remain subject to the applicable purchase terms and law.

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Governing Law and Jurisdiction

These Terms are governed by and interpreted in accordance with the laws of the Republic of Slovenia.

Subject to any mandatory jurisdictional or consumer-protection rules that apply, disputes arising from or relating to these Terms or the Website shall be submitted to the competent courts in Slovenia.

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Contact

If you have questions, concerns, or requests relating to these Terms or the Website, please contact us:

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NMAJ Atelier s.p.
Panonska ulica 5
9000 Murska Sobota
Slovenia

Email: info@farteljenterprises.com
Phone: +386 41 908 607

Website Manager: Alexij Kegelj Fartelj

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Acceptance

By accessing or using farteljenterprises.com or purchasing services through it, you acknowledge that you have read and understood these Terms and agree to be bound by them, subject to applicable law.